Buyer Services

Buyer Services at Sunset Vista Realty

Buying property–home or land–can be an exciting and thrilling experience. However, it may also seem like a scary and daunting task. With Sunset Vista Realty at your side, you can rest assured that the process will go as smoothly as possible. We believe in serving each client based on their individual, unique requirements. Our approach is to help our clients find the property that best suits their desires and budget; you’ll never feel like you’re being pressured to compromise, but rather that you have a well-informed, experienced partner to help you find what you’re looking for. And, once you’ve found that perfect property, we will strive to make sure that you are successful in purchasing it. Our buyer services are designed for your success. Our firm strives to stand out from the average real estate business by satisfying our clients with personable, direct attention, and straightforward, trustworthy communications. Sunset Vista Realty consistently gets high ratings from our clients and ranks as a top closer of sales in our service area, and you will benefit from our knowledge and expertise. It doesn’t cost you a thing to get our help with buying property!

As Your REALTOR®, We Will:

  • Listen to your desires and work to meet your needs.
  • Research and preview properties that meet your criteria. One of our jobs is to be familiar with the properties that are available in our area, and as an office of full-time, experienced and high producing agents, we work as a team sharing information about properties we’ve seen with each other, to have first-hand knowledge of even more of the properties on the market.
  • Keep abreast of buyer’s programs and financing options that may be to your advantage. We maintain relationships with lenders who actually do make loans on properties in our area.
  • Accompany you on property visits, be vigilant for issues on your behalf, and guide you to resolutions.
  • Provide you with the benefit of our collective team knowledge of factors you need to consider beyond the number of bedrooms or acres of land, such as property condition, neighborhood character, roads, utilities, weather, terrain, etc.
  • Be quick to respond to your questions or calls.
  • Guide you through the process and paperwork, taking the time to provide explanations.
  • Help you succeed and earn your positive review.

What To Do Before You Look For Real Estate:

  • Decide how much home you can afford; generally, priced about 2 to 3 times your gross income. Don’t forget to consider property taxes, insurance, maintenance, and utilities, as well as costs specific to your family, such as day care.
  • Develop your wish list. Be honest about which features you must have and which you’d like to have. This will help you focus your search and make a logical, rather than emotional, choice when shopping for real estate.
  • Select where you want to live. Prioritize what you want in a location, such as commute time, schools, and recreational facilities.
  • Start saving. For a home, you should have 20% of the purchase price set aside for a down payment, but some lenders allow as little as 3.5% down (zero down for VA home loan). For land, a down payment can be 25-50% of the purchase price.
  • Get your credit in order. Obtain a copy of your credit report, check for errors, and consider whether your credit score is up to snuff.
  • Get preapproved. Meet with a lender to get a preapproval letter that says how much house you’re qualified to buy.
  • Call us early to guide you through the process and provide for your wishes.

Costs to Expect:

Following are some typical closing costs that may–or may not–be related to your particular purchase. We will help you understand what costs are involved in the purchase of various types of property, and estimate the costs associated with a particular property you are interested in.

  • Costs of Financing – credit report, loan processing, appraisal fees, prorated interest
  • Inspection Costs – The buyer can optionally pay for a professional home inspection. The seller pays for a natural hazard report, and usually pays for the pest, septic, and well inspections.
  • Insurance – The buyer pays for homeowner’s insurance. Either the buyer or seller may pay for or split the cost of a home warranty.
  • Taxes – The buyer pays prorated property tax. The seller pays the transfer tax.
  • Escrow and Title – property title insurance, document recording fees, escrow services fee, and miscellaneous fees. The seller usually pays 50% of the title insurance and escrow fee.

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